How It Works
Buying Your First Home Just Got Easier
We are a group of real estate investors whose goals are to invest funds into local real estate to obtain short and long term income. This allows us to help others obtain the privilege of home ownership, including building equity while bettering our communities. We are able to achieve these goals by helping people who have had difficulty qualifying for traditional financing buy the homes they want, in the areas they want. We do this by offering simple owner assisted financing. We have several Program options that may work for you, depending on your situation.
We are able to achieve these goals by helping people who have had difficulty qualifying for traditional financing buy the homes they want, in the areas they want. We do this by offering simple owner assisted financing. We have several Program options that may work for you, depending on your situation.
Many Americans are unable to qualify for a traditional mortgage due to credit problems, previous bankruptcies, and high debt to income ratios. In addition, people who are self-employed or work on commission often have difficulty securing traditional financing as their income, though more than adequate, may be sporadic. Others don’t have enough time on the job or not enough savings for the down payment or closing costs. We are proud to be able to assist people in achieving the American dream! If a client qualifies, they become an Approved Participant for our Program. You can choose almost any home as you will have access, through our approved Realtor Service Provider Network, to both the Multiple Listing Service and For-Sale-By-Owners. We will purchase the home you choose for cash and then sell it to you at appraised value on a 30 year fixed loan at the current, low market interest rates. There are no pre-payment penalties. There are no upfront fees with the exception of a credit report fee. Our Approved Participant home buyers receive all of the benefits of home ownership and in turn, local communities are strengthened. The benefit to us is we receive long term monthly income. This creates a win-win outcome for both the Approved Participant aWe have had decades of real estate experience, allowing us to solve complex problems that home buyers face and provide real life solutions that can make dreams a reality! Please note that we are NOT Realtors, real estate agents, mortgage brokers, lenders, or a bank. However, we utilize several of these specialists to ensure the Approved Participant receives top-of-the-line service.d the Program!
Buyer Qualifications
• Combined gross household income should be $3,000 per month or higher, with no limit.
• Buyer credit scores should be 540 or higher for our Owner Finance Almost Any Home Program..
• Buyer credit scores below 540 can benefit from our Assisted Home Purchase Program.
• Minimum of 5% Down Payment of the target home’s asking price.
• Bankruptcy should have been discharged 12 months ago or earlier at the time of Closing. (The Client cannot participate if bankruptcy was discharged less than 12 months ago unless they have paid 24 on time payments to Bankruptcy Trustee.)
• Foreclosure should be 24 months or more in the past at the time of Closing. (The Client cannot participate if Foreclosure occurred less than 24 months ago.)
• Guaranteed Approval Programs will not negotiate to purchase a home until the earnest money is placed in escrow at the title company and the down payment is verified.
We have had decades of real estate experience, allowing us to solve complex problems that home buyers face and provide real life solutions that can make dreams a reality! Please note that we are NOT Realtors, real estate agents, mortgage brokers, lenders, or a bank. However, we utilize several of these specialists to ensure the Approved Participant receives top-of-the-line service.
If you are ready to learn more, CLICK HERE to register for our Program.
If you are a Realtor or Lender, CLICK HERE to register to become an Approved Service Provider.